terms conditions

These Terms & Conditions (“Terms”) govern your access to and use of the Paygent website, platform, APIs, MCP infrastructure, virtual card services, and related products provided by Paygent (“we,” “our,” or “us”).

By accessing or using Paygent products or services, you agree to these Terms. Paygent is designed for governed agent payment workflows, including virtual card issuance, spend controls, merchant restrictions, approval flows, transaction logs, and audit trails.

Use Paygent only in accordance with applicable laws, card network rules, security requirements, and your organization’s approved payment policies.