Pricing

Pricing Plans

Choose the infrastructure layer for your AI agents. From testing to production-scale agent payments.

Start in sandbox, launch with live virtual cards, and scale agent spending across your fleet with policy controls and audit logs.

Monthly

Yearly

Save up to 20%

Sandbox

For testing and development.

$0

Unlimited test transactions

Virtual sandbox cards

Merchant lock simulation

Spend limit testing

MCP access

Webhook testing

Launch

For startups deploying AI agents.

$49

/month

Most Popular

500 live virtual cards

Merchant restrictions

Disposable cards

Real-time transaction logs

Approval workflows

Webhooks

Team dashboard

API access

Scale

For companies running thousands of autonomous transactions.

Custom

Unlimited cards

Unlimited agents

MCP server access

Custom policies

Audit exports

Dedicated infrastructure

SSO

Priority support

Monthly

Yearly

Save up to 20%

Sandbox

For testing and development.

$0

Unlimited test transactions

Virtual sandbox cards

Merchant lock simulation

Spend limit testing

MCP access

Webhook testing

Launch

For startups deploying AI agents.

$49

/month

Most Popular

500 live virtual cards

Merchant restrictions

Disposable cards

Real-time transaction logs

Approval workflows

Webhooks

Team dashboard

API access

Scale

For companies running thousands of autonomous transactions.

Custom

Unlimited cards

Unlimited agents

MCP server access

Custom policies

Audit exports

Dedicated infrastructure

SSO

Priority support

Monthly

Yearly

Save up to 20%

Sandbox

For testing and development.

$0

Unlimited test transactions

Virtual sandbox cards

Merchant lock simulation

Spend limit testing

MCP access

Webhook testing

Launch

For startups deploying AI agents.

$49

/month

Most Popular

500 live virtual cards

Merchant restrictions

Disposable cards

Real-time transaction logs

Approval workflows

Webhooks

Team dashboard

API access

Scale

For companies running thousands of autonomous transactions.

Custom

Unlimited cards

Unlimited agents

MCP server access

Custom policies

Audit exports

Dedicated infrastructure

SSO

Priority support

Network-Enforced Controls

Limits, merchant locks, and freezes enforced before spend clears.

Usage-Based Scaling

Start in sandbox and expand card volume as agent workloads grow.

Developer Support

Get API, SDK, webhook, and MCP guidance from infrastructure specialists.

Plan Features

Features

Sandbox

Starter

Launch

Professional

Scale

Enterprise

Cards & Agent Spend

Monthly Price

$0

$49/month

Custom

Monthly Price

$0

Virtual Cards

Sandbox cards

500 live cards

Unlimited cards

Virtual Cards

Sandbox cards

Agent Spend

Test transactions

Production workloads

Fleet scale

Agent Spend

Test transactions

Policy Controls

Spend limit testing

Per-agent limits

Custom policies

Policy Controls

Spend limit testing

Developer Infrastructure

SDKs

API docs

API + webhooks

Custom SDK support

SDKs

API docs

MCP Server

MCP access

Included

Dedicated deployment

MCP Server

MCP access

Real-Time Webhooks

Webhook testing

Approval flows

Custom routing

Real-Time Webhooks

Webhook testing

API Access

Sandbox

Production

Enterprise limits

API Access

Sandbox

Policy Templates

Simulation

Agent policies

Custom templates

Policy Templates

Simulation

Transaction Logs

Sandbox activity

Real-time logs

Fleet analytics

Transaction Logs

Sandbox activity

Approval Flows

-

Included

Custom workflows

Approval Flows

-

Policy Controls & Support

Security

Test policies

Network-enforced controls

SSO + advanced controls

Security

Test policies

Audit Logs

Sandbox logs

Included

Audit exports

Audit Logs

Sandbox logs

Merchant Locks

Merchant simulation

Included

Custom merchant rules

Merchant Locks

Merchant simulation

Support

Documentation

Developer support

Priority support

Support

Documentation

Dedicated Infrastructure

-

-

Included

Dedicated Infrastructure

-

SLA Guarantee

-

-

Included

SLA Guarantee

-

Deployment Options

Cloud sandbox

Cloud

Cloud + private deployment

Deployment Options

Cloud sandbox

Sandbox
Cards & Agent Spend

Monthly Price

$49/month

Virtual Cards

500 live cards

Agent Spend

Production workloads

Policy Controls

Per-agent limits

Developer Infrastructure

SDKs

API + webhooks

MCP Server

MCP access

Included

Dedicated deployment

Approval Workflows

MCP access

Included

Dedicated deployment

Real-Time Webhooks

Approval flows

API Access

Production

Policy Templates

Agent policies

Transaction Logs

Real-time logs

Approval Flows

Included

Policy Controls & Support

Security

Network-enforced controls

Audit Logs

Included

Merchant Locks

Included

Support

Developer support

Dedicated Infrastructure

-

SLA Guarantee

-

Deployment Options

Cloud

Launch
Cards & Agent Spend

Monthly Price

Custom

Virtual Cards

Unlimited cards

Agent Spend

Fleet scale

Policy Controls

Custom policies

Developer Infrastructure

SDKs

Custom SDK support

MCP Server

MCP access

Included

Dedicated deployment

Approval Workflows

MCP access

Included

Dedicated deployment

Real-Time Webhooks

Custom routing

API Access

Enterprise limits

Policy Templates

Custom templates

Transaction Logs

Fleet analytics

Approval Flows

Custom workflows

Policy Controls & Support

Security

SSO + advanced controls

Audit Logs

Audit exports

Merchant Locks

Custom merchant rules

Support

Priority support

Dedicated Infrastructure

Included

SLA Guarantee

Included

Deployment Options

Cloud + private deployment

Scale

FAQs

FAQs

Answers about virtual cards, agent spend, merchant locks, approval flows, audit logs, and MCP servers.

Find answers about Paygent virtual cards, agent spending controls, merchant restrictions, security, approvals, audit trails, and MCP integration.

1. How do virtual cards work for AI agents?

1. What is Paygent?

2. Can I restrict where agents spend money?

2. What can agents pay for?

3. What are disposable cards?

4. How do approval workflows work?

4. How is Paygent different from shared company cards?

5. Can I monitor every transaction?

5. Can finance teams approve spend?

6. Does Paygent support MCP servers?

6. Does Paygent integrate with agent stacks?

Ready to give your AI agents spending capabilities?

Create cards, enforce policies, and monitor every transaction from one platform.

Automate Workflows
Faster

Start building secure agent payments with Paygent today.

Automate
Workflows

Faster

Start building secure agent payments with Paygent today.